Terms of Service

Last updated: December 2024

1. Acceptance of Terms

By accessing and using Trackd ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Trackd is a personal finance management application that helps you track your income, expenses, budgets, and financial goals. The Service allows you to connect your financial accounts, categorize transactions, create budgets, and monitor your financial health.

3. User Accounts

To use our Service, you must create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

4. Financial Data

Our Service may connect to your financial accounts through third-party services like Plaid. By using our Service, you authorize us to access, retrieve, and store your financial information for the purpose of providing our services. We do not store your banking credentials directly.

5. User Responsibilities

You agree to:

  • Provide accurate and complete information
  • Keep your account information up to date
  • Use the Service only for lawful purposes
  • Not attempt to gain unauthorized access to our systems
  • Not use the Service to violate any laws or regulations

6. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. We implement appropriate security measures to protect your data.

7. Service Availability

We strive to maintain the availability of our Service, but we do not guarantee that the Service will be available at all times. We may experience downtime for maintenance, updates, or due to circumstances beyond our control.

8. Intellectual Property

The Service and its original content, features, and functionality are owned by Trackd and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

9. Prohibited Uses

You may not use our Service:

  • For any unlawful purpose or to solicit others to perform unlawful acts
  • To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
  • To infringe upon or violate our intellectual property rights or the intellectual property rights of others
  • To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
  • To submit false or misleading information

10. Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. We expressly disclaim all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

11. Limitation of Liability

In no event shall Trackd, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

12. Indemnification

You agree to defend, indemnify, and hold harmless Trackd and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees).

13. Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

14. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.

15. Governing Law

These Terms shall be interpreted and governed by the laws of the United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

16. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: colbygreen32@icloud.com
Address: 1335 Michele Ct. Rochester Hills, MI 48306